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FinObservatory

Estate catalog

Data catalog

What FinObservatory is built on. Each entry names the publisher, states the licence, shows the coverage actually held, and links to the source.

FinObservatory does not redistribute licence-encumbered data. Most of what makes this platform interesting is licence-encumbered (the crisis atlas, the long-run rate histories, the systemic-risk series), and those datasets are catalogued, cited, and linked to the publisher, never republished: you get the publisher’s current vintage rather than a stale copy of it, on the publisher’s own terms. FinObservatory’s public API exposes derived model outputs and created indices only. It does not turn this catalog into a download surface.

Coverage below is queried from the live data when this page is built, not typed. Full lineage, including every transformation, is in the methodology.

Estate freshness

The latest observation held for selected estate layers, queried from the live data when this page was built. Daily, quarterly, and annual tiers identify automated refresh lanes. Manual identifies holdings acquired outside those standing pipelines; it does not describe the publisher’s filing frequency. A row’s latest observation is the estate cutoff, not a claim that the holding is current with its publisher. Daily-tier series use the documented pipeline (scripts/refresh.sh); crisis chronologies are reviewed vintage merges, never auto-refreshed. The last column states the publisher cadence or the manual acquisition boundary and links to the official page supporting it.

LayerRefresh tierLatest observationNext expected
FRED conditions seriesdaily2026-08-14next business day (daily H.15 constituents post 4:15 p.m. ET)
OFR Financial Stress Indexdaily2026-08-12each U.S. trading day, two business days behind
OFR short-term funding volumesdaily2026-08-13each business day (tri-party one day behind)
OFR Form PF aggregatesquarterly2026-03-31quarterly, filed within 60 days of fiscal quarter-end; historical aggregates may revise
SEC Form N-MFP money-fund dataquarterly2026-06-01monthly, after the fifth business day
Registered advisers (Form ADV)manual2024-12-26held archive ends 2024-12-31; current filings require a separate adviserinfo.sec.gov acquisition that is not implemented
ECB CISS (euro-area stress)daily2026-08-04each working day, one day behind (CN weekly, Mondays)
NY Fed reference ratesdaily2026-08-14next business day, about 8:00 a.m. ET
Treasury par yield curvedaily2026-08-14each trading day (quotes taken at or near 3:30 p.m. by the New York Fed)
Cboe VIX index historydaily2026-08-14each trading day (history CSV re-posted daily; no published calendar)
CFTC futures positioningdaily2026-08-11weekly, Fridays 3:30 p.m. ET (previous Tuesday's data)
EIA energy prices and fundamentalsdaily2026-08-11daily spot each business day; weekly reports Wed/Thu 10:30 a.m. ET
FDIC national deposit ratesdaily2026-07-01monthly, the third Monday (next business day on federal holidays)
FDIC bank scoresquarterly2026-03-31quarterly, about 55 days after quarter end (late Feb/May/Aug/Nov)
SLOOS C&I demandquarterly2026-07-01quarterly (survey rounds in Jan/Apr/Jul/Oct)
BIS credit aggregatesquarterly2025-12-31quarterly, mid-March/June/September/December, two quarters behind
BIS Global Liquidity Indicatorsquarterly2026-Q1quarterly, on dates in the BIS release calendar
FHFA house price indexquarterly2026-04-30monthly, a Tuesday near month-end (quarterly release every third month)
Philadelphia Fed Survey of Professional Forecastersquarterly2026:Q2quarterly, generally mid-to-late Feb/May/Aug/Nov; consult the release calendar
NCUA 5300 credit union call reportsquarterly2026:Q1quarterly, after call-report filing and validation (no fixed ZIP release date)
ECB supervisory banking statisticsquarterly2026:Q1quarterly, on dates listed in the ECB supervisory data release calendar
NY Fed household debt and creditquarterly2026:Q1quarterly, on dates announced in the Center for Microeconomic Data calendar
Securitization (Z.1 agency and private-label)quarterly2026:Q1quarterly, the second week of March/June/September/December (Z.1)
Fed Distributional Financial Accountsquarterly2026:Q1quarterly, the second week of March/June/September/December (Z.1)
BIS OTC derivatives outstandingannual2025-12-31semiannual, typically May and November
Survey of Consumer Financesannual2022triennial; 2025 wave results expected late 2026
Census Business Dynamics Statisticsannual2023annual, one reference year per release
World Inequality Databaseannual2024annual update by the World Inequality Lab
World Bank PIP (poverty and inequality)annual2025semi-annual, historically about March and September
OECD Income Distribution Databaseannual2025rolling, two to three times a year
CBO distribution of household incomeannual2022annual report series, one income-year edition per year
IMF GFS social-protection spending (COFOG)annual2025annual (reference years lag about 1-2 years)
Shiller long-run equity data (CAPE)annual2026-07-01irregular re-uploads, no published calendar

Sources

FDIC bank health scores

Has a public route

236,016 rows · through 2026-03-31

The FinObservatory composite score and its five components for every active US bank, built from the quarterly Call Reports.

Publisher: FDIC BankFind Suite / FFIEC Call Reports

Licence: US government work, public domain (17 U.S.C. 105). The FDIC requests acknowledgment.

Get it from the sourceSee it usedMethodology

FDIC deposit market structure

Has a public route

104,442 rows · through 2025

Branch-level Summary of Deposits aggregated to market concentration by state and county.

Publisher: FDIC Summary of Deposits

Licence: US government work, public domain (17 U.S.C. 105). The FDIC requests acknowledgment.

Get it from the sourceSee it usedMethodology

FDIC bank failures

Has a public route

4,115 rows · through 2026-05-01

Every US bank failure and assistance transaction on the FDIC's register.

Publisher: FDIC BankFind Suite, Failures and Assistance Transactions

Licence: US government work, public domain (17 U.S.C. 105). The FDIC requests acknowledgment.

Get it from the sourceSee it usedMethodology

FDIC institution directory

Has a public route

28,030 rows

The universe of insured institutions: charter, state, class, status.

Publisher: FDIC BankFind Suite, Institution Directory

Licence: US government work, public domain (17 U.S.C. 105). The FDIC requests acknowledgment.

Get it from the sourceSee it usedMethodology

FinObservatory Financial Conditions Index

Has a public route

42,042 rows · through 2026-08-14

FinObservatory's own conditions index and its components. Derived here, not published anywhere else: the inputs are FRED and BIS, and the construction is in the methodology.

Publisher: Derived by FinObservatory from FRED and BIS inputs

Licence: The index is FinObservatory's own construction; cite FinObservatory. Its inputs are FRED (public) and BIS (permitted-use, see the BIS entry).

Get it from the sourceSee it usedMethodology

US credit cycle series

Has a public route

3,828 rows · through 2026-07-01

Senior Loan Officer Opinion Survey standards and demand, H.8 bank credit, and Z.1 debt aggregates.

Publisher: FRED (Federal Reserve Board releases)

Licence: FRED Terms of Use. Publicly downloadable Federal Reserve products.

Get it from the sourceSee it usedMethodology

BIS credit-to-GDP gaps

Has a public route

24,488 rows · through 2025-12-31

The Basel III countercyclical-buffer gap: credit to the private non-financial sector against its long-run trend.

Publisher: Bank for International Settlements

Licence: BIS terms of permitted use for BIS statistics. Cite the BIS; check the terms before any onward use.

Get it from the sourceSee it usedMethodology

NY Fed reference rates

Has a public route

38,716 rows · through 2026-08-14

SOFR, EFFR and the SOFR Averages.

Publisher: Federal Reserve Bank of New York

Licence: NY Fed Terms of Use. The New York Fed is not responsible for any republication of these rates, does not sanction or endorse it, and has no liability for your use.

Get it from the sourceSee it usedMethodology

EIA energy prices and fundamentals

Has a public route

36,475 rows · through 2026-08-11

Crude and natural-gas spot prices (WTI, Brent, Henry Hub), retail gasoline and diesel, US crude production, and the weekly crude and gas inventories.

Publisher: U.S. Energy Information Administration

Licence: US government work, public domain (17 U.S.C. 105). EIA states its data are not subject to copyright and may be reproduced without permission; a citation to EIA is requested.

Get it from the sourceSee it usedMethodology

IMF COFER reserve composition

Has a public route

1,600 rows · through 2026-Q1

The currency composition of official foreign-exchange reserves.

Publisher: International Monetary Fund, COFER

Licence: IMF data terms. Cite the IMF; check the terms before any onward use.

Get it from the sourceSee it usedMethodology

IMF sovereign debt panel

Has a public route

34,982 rows · through 2031

General-government debt as a share of GDP, from the Global Debt Database and the World Economic Outlook.

Publisher: International Monetary Fund (GDD, WEO)

Licence: IMF data terms. Cite the IMF; check the terms before any onward use.

Get it from the sourceSee it usedMethodology

API

The public, read-only API serves model coefficients, aggregate evaluations, one requested output-only score and FinObservatory-created index values. It does not serve source records, institution tables, bulk rankings, watchlists or CSV files.

Read the model-output API documentation for response fields, caveats, sources, curl examples and the OpenAPI specification.

Held and used, but never republished

These are the datasets FinObservatory analyses but will not pass on, each with the reason. The list is longer than the one above, and it holds most of what the platform is actually for. It is here because a catalog showing only the redistributable slice would misrepresent what the platform runs on.

  • Global Macro Database (GMD) crisis and macro panel: Academic and non-profit research licence only; redistribution not permitted.
  • Jorda-Schularick-Taylor Macrohistory Database (JST): Free academic access, but commercial redistribution is forbidden.
  • Combined crisis atlas (crises_events, crises_panel): Inherits the most restrictive input (GMD, JST): non-commercial research only.
  • Laeven-Valencia Systemic Banking Crises Database: IMF-copyright academic dataset with no redistribution licence; take it from the working paper.
  • Reinhart-Rogoff global crises data: Research use with citation only; no redistribution licence.
  • Baron-Verner-Xiong banking-crisis panel: Academic research dataset; no redistribution licence.
  • Cruces-Trebesch sovereign-debt haircuts: Research-use dataset; redistribution not permitted.
  • Schmelzing eight-centuries real interest rates: Bank of England working-paper data; terms unclear, so excluded pending confirmation.
  • Metrick-Schmelzing banking-intervention chronology: Research chronology; redistribution not permitted.
  • Chinn-Ito capital-account openness (kaopen): Non-commercial use only.
  • Systemic-risk series (SRISK, CoVaR, MES, absorption): Computed from Yahoo Finance equity data, whose terms restrict redistribution to personal and non-commercial use. Displayed as aggregates only.
  • Equity returns (Yahoo Finance): Terms of service restrict redistribution to personal and non-commercial use.
  • Shiller CAPE and home-price data: No explicit open-data licence.
  • Fama-French factors and industry portfolios: Redistribution terms unclear; excluded pending confirmation.
  • External Wealth of Nations (Lane, Milesi-Ferretti): Academic research dataset; no redistribution licence.
  • Krippner shadow short rate: Research dataset with no redistribution licence.
  • Damodaran valuation and cost-of-capital tables: No explicit redistribution licence; excluded conservatively.
  • IMF Article IV and GFSR reports (full text): The IMF licence forbids redistribution. The library cites and links them; it never quotes them.

No public route

36 logical datasets are registered in the local parquet estate but have no exact registered-view reference under src. The inventory is derived at build time from the parquet estate, runtime source references, and repository build units. A reader call in an additional build unit is required for Used as an input. Build provenance without an additional reader means Available but unsurfaced; no build-unit evidence means Unknown.

    • bank_peer_historyUnknown

    Build unit: unknown

    • bank_wholesale_fundingUnknown

    Build unit: unknown

    • cftc_disaggregatedUnknown

    Build unit: unknown

    • cleveland_sriAvailable but unsurfaced

    Build unit: scripts/build_cleveland_sri.py

    • corporate_debt_at_riskUnknown

    Build unit: unknown

    • dealer_positionsAvailable but unsurfaced
    • dealer_series_metaAvailable but unsurfaced

    Build unit: scripts/ingest/build_dealer_layer.py

    • eba_cre_exposuresUnknown

    Build unit: unknown

    • eba_sovereign_exposuresUnknown

    Build unit: unknown

    • ecb_mirUnknown

    Build unit: unknown

    • enforcement_aggAvailable but unsurfaced

    Build unit: scripts/build_enforcement.py

    • entity_public_floatAvailable but unsurfaced
    • entity_shares_outstandingUsed as an input

    Build unit: scripts/build_entity_covers.py

    • fdic_bank_structure_annualUnknown

    Build unit: unknown

    • filings_tag_coverageAvailable but unsurfaced

    Build unit: scripts/build_filings.py

    • financial_conditionsUnknown

    Build unit: unknown

    • fred_stressAvailable but unsurfaced

    Build unit: scripts/build_fred_conditions.py

    • french_ff3_dailyUnknown

    Build unit: unknown

    • french_ff5_dailyUnknown

    Build unit: unknown

    • french_momentum_dailyUnknown

    Build unit: unknown

    • fsds_subUsed as an input

    Build unit: scripts/build/build_fsds.py

    • fsi_quarterlyAvailable but unsurfaced

    Build unit: scripts/quality/check_fsi_basel_country.mjs

    • ftd_crosswalkUsed as an input

    Build unit: scripts/build_ftd_crosswalk.py

    • gleif_edgesAvailable but unsurfaced
    • gleif_entitiesAvailable but unsurfaced
    • gleif_exceptionsAvailable but unsurfaced

    Build unit: scripts/build_gleif_graph.py

    • hmda_legacyUsed as an input
    • hmda_modernUsed as an input

    Build unit: scripts/build/build_hmda_aggregates.py

    • imf_pip_bilateralAvailable but unsurfaced

    Build unit: scripts/build_imf_bilateral.py

    • inst_own_cusip_quarterAvailable but unsurfaced
    • institutional_ownershipAvailable but unsurfaced

    Build unit: scripts/build_institutional_ownership.py

    • kpss_firm_yearAvailable but unsurfaced
    • kpss_yearAvailable but unsurfaced

    Build unit: scripts/build_kpss.py

    • krippner_mpsAvailable but unsurfaced

    Build unit: scripts/build_krippner_ssr.py

    • model_vintage_accuracyUnknown

    Build unit: unknown

    • nbfi_exposureAvailable but unsurfaced

    Build unit: scripts/build_nbfi_exposure.py

    • ofr_contagionUnknown

    Build unit: unknown

    • ofr_fpf_metaAvailable but unsurfaced

    Build unit: scripts/build_ofr_fpf.py

    • ofr_gsib_scoresUnknown

    Build unit: unknown

    • research_bvx_low_volatilityUnknown

    Build unit: unknown

    • systemic_conditional_volatilityUnknown

    Build unit: unknown

    • waterloo_haircutsAvailable but unsurfaced

    Build unit: scripts/build_waterloo_bonds.py

    • wdi_core_indicatorsAvailable but unsurfaced

    Build unit: scripts/build_wdi_core.py