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FinObservatory

Financial inclusion / MUS

Mauritius

Mauritius appears in 5 of the 5 Global Findex rounds in this file (2011, 2014, 2017, 2021, 2024).

89.6%
Account, 2024
80.1%
Account, 2011
+9.5 pts
Change, 2011 to 2024
4.3 pts
Gender gap, 2024
38 of 140
Rank in the 2024 round

Account ownership by group

Share of adults aged 15 and over with an account at a bank or with a mobile money provider. Each line is a separate survey estimate on a subsample, not a decomposition of the total.

% of adults age 15+6070809010020112014201720212024All adults, 2011: 80.1All adults, 2014: 82.2All adults, 2017: 89.8All adults, 2021: 90.5All adults, 2024: 89.6All adults 89.6Women, 2011: 74.7Women, 2014: 80.0Women, 2017: 87.1Women, 2021: 89.4Women, 2024: 87.4Women 87.4Men, 2011: 85.8Men, 2014: 84.6Men, 2017: 92.7Men, 2021: 91.7Men, 2024: 91.8Men 91.8Poorest 40%, 2011: 69.5Poorest 40%, 2014: 72.0Poorest 40%, 2017: 86.3Poorest 40%, 2021: 90.6Poorest 40%, 2024: 86.3Poorest 40% 86.3

Source: World Bank Global Findex Database 2025 (CC BY-4.0) Indicators account.t.d, account.t.d.1, account.t.d.2, account.t.d.7. Methodology

Account ownership20112014201720212024
Women74.7%80.0%87.1%89.4%87.4%
Men85.8%84.6%92.7%91.7%91.8%
Poorest 40%69.5%72.0%86.3%90.6%86.3%
Richest 60%87.2%89.0%92.2%90.5%91.8%
Age 15-2473.1%69.1%79.4%83.6%89.8%
Age 25+81.8%85.4%92.4%92.3%89.6%
Primary education or less73.8%76.3%88.4%85.2%84.1%
Secondary education or more86.0%86.7%90.7%93.7%93.4%
Rural----89.5%
Urban----89.7%

Source: World Bank Global Findex Database 2025 (CC BY-4.0) A dash means the cut is not reported for Mauritius in that round. The rural and urban cuts exist in one round only. Methodology

The gaps

Gender gap is the men’s account rate minus the women’s; income gap is the richest 60% minus the poorest 40%. Both are differences between two survey estimates and the file publishes no standard error for either, so a gap of a few points is not distinguishable from zero.

Percentage points-5.00.05.010152020112014201720212024Gender gap, 2011: 11.1Gender gap, 2014: 4.6Gender gap, 2017: 5.6Gender gap, 2021: 2.3Gender gap, 2024: 4.3Gender gap 4.3Income gap, 2011: 17.7Income gap, 2014: 17.0Income gap, 2017: 5.9Income gap, 2021: -0.0Income gap, 2024: 5.4Income gap 5.4

Source: World Bank Global Findex Database 2025 (CC BY-4.0) account.t.d.2 minus account.t.d.1; account.t.d.8 minus account.t.d.7. Methodology

Payments, saving and borrowing

The digital-payment, saved and borrowed indicators are not collected in every round or for every economy: in the 2024 round they are reported for a subset of the economies that report account ownership.

Share of adults age 15+20112014201720212024
Made or received a digital payment-53.2%68.5%80.1%64.0%
Mobile money account-0.9%5.6%15.9%10.1%
Saved at a bank or using mobile money30.8%35.5%24.4%29.2%31.9%
Borrowed from a bank or using mobile money-25.2%22.9%20.3%18.9%

Source: World Bank Global Findex Database 2025 (CC BY-4.0) Indicators g20.any, mobileaccount.t.d, fin17a.17a1.d, fin22a.22a1.22g.d. A dash means no reading for Mauritius in that round. Methodology

Physical access points

From the IMF Financial Access Survey by way of the GFDD, which stops in 2021. Each figure is Mauritius’s latest reported year, which is shown beside it and is not necessarily the same year as another economy’s. These are the published values, reproduced without adjustment; for at least one economy the published branch and ATM counts are not physically possible, which the methodology page documents.

15.5
Bank branches per 100,000 adults (2020)
42.1
ATMs per 100,000 adults (2020)

Source: World Bank Global Financial Development Database | IMF Financial Access Survey GFDD.AI.02 and GFDD.AI.25, latest reported year for this economy. Methodology

Access infrastructure (IMF Financial Access Survey)

Findex above measures use: whether adults say they have an account. The FAS measures infrastructure: what regulators count. For Mauritius the FAS carries readings from 2004 to 2024, annual rather than in survey rounds, pulled directly from the IMF’s API. In 2024, mobile-money transactions ran at 7,977 per 1,000 adults, about 8 transactions per adult over the year.

Per 100,000 adults0.05010015020020042007201020132016201920222024Branches, 2004: 18.0Branches, 2005: 18.1Branches, 2006: 18.4Branches, 2007: 18.7Branches, 2008: 19.3Branches, 2009: 20.9Branches, 2010: 21.1Branches, 2011: 21.4Branches, 2012: 21.7Branches, 2013: 22.1Branches, 2014: 22.3Branches, 2015: 21.6Branches, 2016: 20.3Branches, 2017: 18.5Branches, 2018: 17.0Branches, 2019: 16.3Branches, 2020: 15.4Branches, 2021: 14.9Branches, 2022: 14.4Branches, 2023: 14.1Branches, 2024: 14.2Branches 14.2ATMs, 2004: 30.6ATMs, 2005: 33.5ATMs, 2006: 34.5ATMs, 2007: 38.5ATMs, 2008: 37.6ATMs, 2009: 39.1ATMs, 2010: 40.4ATMs, 2011: 43.0ATMs, 2012: 44.0ATMs, 2013: 44.5ATMs, 2014: 44.7ATMs, 2015: 45.3ATMs, 2016: 44.2ATMs, 2017: 43.2ATMs, 2018: 43.0ATMs, 2019: 42.6ATMs, 2020: 41.8ATMs, 2021: 42.2ATMs, 2022: 41.8ATMs, 2023: 41.4ATMs, 2024: 40.2ATMs 40.2MM agents, 2016: 12.1MM agents, 2017: 12.8MM agents, 2018: 12.6MM agents, 2019: 104.6MM agents, 2020: 133.1MM agents, 2021: 122.0MM agents, 2022: 96.5MM agents, 2023: 140.9MM agents, 2024: 195.2MM agents 195.2

Source: IMF Financial Access Survey Access points per 100,000 adults (FA26N, FA18N, FA5N). MM agents are active mobile-money agent outlets, reported only where the country serves mobile money. Methodology

Accounts per 1,000 adults. A registered mobile-money count above 1,000 means more registrations than adults; registration is not use, and an active count (90-day use) runs well below it where both are reported.

Per 1,000 adults0.010002000300020042007201020132016201920222024Deposit accts, 2004: 1888.3Deposit accts, 2005: 2044.5Deposit accts, 2006: 1963.0Deposit accts, 2007: 2026.7Deposit accts, 2008: 2105.4Deposit accts, 2009: 2139.9Deposit accts, 2010: 2168.6Deposit accts, 2011: 2222.0Deposit accts, 2012: 2209.6Deposit accts, 2013: 2244.8Deposit accts, 2014: 2258.2Deposit accts, 2015: 2237.3Deposit accts, 2016: 2078.1Deposit accts, 2017: 2150.4Deposit accts, 2018: 2140.9Deposit accts, 2019: 2248.6Deposit accts, 2020: 2261.8Deposit accts, 2021: 2323.4Deposit accts, 2022: 2361.7Deposit accts, 2023: 2407.8Deposit accts, 2024: 2535.1Deposit accts 2535.1Loan accts, 2004: 299.8Loan accts, 2005: 322.8Loan accts, 2006: 334.7Loan accts, 2007: 384.2Loan accts, 2008: 416.0Loan accts, 2009: 445.1Loan accts, 2010: 464.7Loan accts, 2011: 493.6Loan accts, 2012: 539.1Loan accts, 2013: 555.5Loan accts, 2014: 418.9Loan accts, 2015: 392.4Loan accts, 2016: 392.0Loan accts, 2017: 385.7Loan accts, 2018: 367.7Loan accts, 2019: 364.6Loan accts, 2020: 357.7Loan accts, 2021: 344.1Loan accts, 2022: 349.7Loan accts, 2023: 377.9Loan accts, 2024: 387.3Loan accts 387.3MM registered, 2015: 4.9MM registered, 2016: 127.3MM registered, 2017: 113.5MM registered, 2018: 198.9MM registered, 2019: 162.8MM registered, 2020: 200.1MM registered, 2021: 178.6MM registered, 2022: 193.3MM registered, 2023: 222.4MM registered, 2024: 279.8MM registered 279.8MM active, 2016: 112.6MM active, 2017: 67.0MM active, 2018: 128.7MM active, 2019: 119.8MM active, 2020: 144.8MM active, 2021: 135.5MM active, 2022: 143.3MM active, 2023: 194.0MM active, 2024: 256.0MM active 256.0

Source: IMF Financial Access Survey Accounts per 1,000 adults (FA30N_COMBANK, LOANACCN_COMBANK, FA67N, FA63N), commercial banks and mobile money. Methodology